Boomers need Money to Retire

Well, the Christmas bills have hit. So have the huge heating bills, the insurance, and the property tax assessment.

For most people looking to retire, some money choices must be made. If we are to live well and do all the things we want to do, we must either must have a great retirement pension, or make adjustments along the way.

Some minor adjustments can be as simple as stop spending and start saving.

Others I know move to smaller accommodation, or keep the same size house but move further out.

Another idea well loved by Canadians is missing the winter weather altogether. Going south means you don’t need warm winter clothes and your heating bills go down.


Whatever the choices January is a good time to lay out a budget for the year. It can be sobering to realize how much was spent over Christmas. As most people do have limits to their income, getting started is the first step. Another new years resolution on the way!

M.